H. Jack Miller

Real Estate :
Commercial Real Estate Investments / Acquisitions, Commercial Mortgage Lending, Property Management

Finance :
Specialty Financing, Discounted Note Purchase Financing, DIP Financing; Business Financing; Equipment Financing; Warehouse Lending, Accounts Receivable And Factoring

Loan Workouts; Restructuring; Bankruptcy Support; Capital Formation Turnarounds; Real Estate Stabilization

  • Started with no money or credit and built a Real Estate and Mortgage Portfolio with a value in the tens of Millions of Dollars.

  • Real Estate Partnership formations, acquisitions, financing, capital formation turnarounds and stabilization real estate projects. Including multi-unit residential, retail, industrial, office and mixed-use properties
  • Direct Lender overseeing almost 1 Billion in lendings
  • The architect of a real estate investor lending program where we lent the purchase price, rehab costs and closing costs to thousands of investors.
  • Purchase of Public Savings Bank through an OTC holding company. Raised Equity and navigated 3 regulatory approvals.
  • Experienced in purchasing tax liens and equipment leasing.
  • Purchasing and workout of distressed debt
  • Started Financial Advisory firm, focusing on real estate investors and Mid-sized companies in financial duress. Bankruptcy court-approved financial advisor.
  • Partner in Firm that purchases minority interests in real estate partnerships on the secondary market, preferred equity, mezzanine, and equity.
Professional Experience
  • 2020 to Present Founder of Gelt Charitable Foundation, Inc

    a 501C-3 organization dedicated to prioritizing suicide prevention and mental health initiatives. Spearheads the foundation’s efforts in conducting numerous workshops, attended by thousands of individuals, and providing specialized mental health training to esteemed organizations such as the Boston Fire Department, Sororities, Fraternities, Schools, Faith-Based institutions, and law enforcement agencies. Focus on Criminal Justise reform and Anti Semitism


  • 2015 to Present: Co-Founder QuickLiquidly, LLC

    a direct buyer of partnership interest in commercial real estate on the secondary market. As well as preferred equity and mezzanine investor.

  • 2011 To Present: Founder Of GFCIB And Advisors, LLC

    Financial advisory firm, focusing on the needs of commercial real estate investors as well as mid-sized business under stress. Bankruptcy court-approved financial adviser. Represented clients in over 60 matters.

  • 1987 to Present: Real Estate Investor

    Seasoned Real Estate Investor across various asset classes, including commercial properties spanning all sectors, residential single and multi-family dwellings, industrial facilities, retail spaces, flex spaces, credit tenant properties, and office buildings. Demonstrates proficiency in property rehabilitation for both resale and long-term holding, conversions such as warehouse-to-office buildings, and condominium conversions.


    Specializes in value-added properties and adeptly executes repositioning strategies. Assumes responsibility for property acquisition, financing, capital raising, partnership formations, leasing, and management of numerous residential and commercial real estate projects. Instrumental in designing and overseeing the investor rehab partnership program, facilitating financing solutions for thousands of investors engaging in the acquisition, rehabilitation, and resale of investment properties.

  • 1989 to Present: President and Founder of Gelt Financial LLC

    a distinguished national private mortgage-banking firm specializing in non-bank, private, and opportunistic commercial and residential investment mortgages. Responsible for overseeing all aspects of the business, including marketing, secondary marketing, originations, underwriting, post-closing, servicing, legal matters, workouts, loss mitigation, real estate sales, and distressed debt purchases, encompassing credit card, consumer discount, retail installment loans, as well as residential first and second mortgages. Successfully negotiated financing transactions totaling hundreds of millions of dollars, managing all aspects related to bank financing and sub-debt. Since its inception, facilitated over 10,000 loans exceeding the value of 1 billion dollars. Notably, played a pivotal role in architecting and supervising the investor rehab financing program, providing thousands of investors with the necessary funding to acquire, rehabilitate, and flip investment properties, alongside the strategic acquisition of sub and nonperforming debt.

  • 2006 to 2011: CEO and Chairman of the Board of Public Savings Bank

    a OTS Holding Company, FDIC and Pennsylvania Department of Banking regulated. Personally negotiated Purchase of the Bank and its holding company. Obtained regulatory approval by the Office of Thrift Supervision, FDIC and the Pennsylvania Department of Banking. Was involved with strategic and operational duties of Public Savings Bank. Architect of business model of being a virtual bank from a single location reaching out to a customer base without borders with online applications. Products range from secured credit cards, payment solutions and SBA Lending

  • 1998 to 2000: President and Co-Founder of Sigma Funding, LLC

    Held the position of President and Co-Founder of Sigma Funding, LLC, a portfolio equipment-leasing firm

  • 1998 to 2005: Partner and Co-Founder of M Fabricant Fund Two

    a private firm specializing in the purchase of tax liens. Personally spearheaded negotiations and acquisitions of tax lien portfolios on the secondary market, while also securing bank financing for these transactions.